Income Tax Return (ITR) is a form through which a taxpayer reports their income, deductions, exemptions, and taxes paid during a financial year to the Income Tax Department. Filing ITR is not just a legal obligation, but also a financial discipline that helps in building your creditworthiness and securing financial documents for visas, loans, and future investments. Whether you are a salaried employee, business owner, freelancer, or investor — timely and accurate ITR filing is essential.